Because

• 'with-accounts’ / ‘without-accounts’ should assess whether the customer had an account prior to checking out, or if they created a new account as part of the checkout process.

This pull request

• If newAccount is present, new customer, return 'without-accounts'.
• If newAccount is not present, loggedIn is true - not a new customer, return 'with-accounts'.
• If newAccount is not present, loggedIn is false - customer is not logged in, and we don't know enough about them, so we report blank. --> NOT DONE YET!

Issue that this pull request solves

Closes: (issue number)

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